Financial Planning Solutions using the MOSSOM™ Process. Learn More Here.
The MOSSOM™ Process is the proceedure we use to help our clients identify, quantify, optimize, and strategize the best possible track to achieve their dreams.

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Texas Educators

An educator is preparing the next generation to take our place. This giver-focused career can overwhelm and cause a lack of self attention to one’s own financial future.

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Clergy are in a unique tax status; they are considered an employee of a church but in other ways, self-employed. Their retirement savings and distribution rules differ…

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Business Owners

According to US Government records, over 99 percent of America’s 28.7 million firms are small businesses. The vast majority (88 percent) of employer firms have fewer than…

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If you are one of the over 150 million people employed in the USA, you have some things that you should prepare for. Most businesses no longer provide pension plans for their…

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Our Team

Kevin Moss

Investment Advisor

Joyce Moss

Medicare Specialist

Optivise Advisory Services

Back Office & Support

Our Six-Step Process Can Help You Achieve Your Goals

Financial Planning
  • Retirement Plans
  • Tax Plans
  • 401(k) Planning
  • 403(b) Planning
  • Estate Plans
  • Profit Sharing Plans
Medicare Planning
There are hundreds of choices available for people 65 and older and for those that otherwise qualify for Medicare. We take a consultative approach and determine what features and benefits are most important to you and then present you with providers that fulfill those needs. That way you can make an informed decision.
  • Disability Income
  • Life
  • Long-term Care
Tax Planning
  • Estate
  • Income Tax Planning
  • Capital Gains Tax Planning
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